Average Propensity to Save Calculator

LAST UPDATE: September 24th, 2020


Definition – What is the average propensity to save?

APS is a ratio of savings to total income. It is the percentage of total income that is put into savings (instead of consumption).

Formula – How to calculate APS

Average Propensity to Save = Savings ÷ Total Income


Savings is $300,000 and total income is $600,000.

APS = $300,000 ÷ $600,000 = 0.500

Therefore, average propensity to save is 0.500.

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